Jacksonville, FL (PRWEB) April 14, 2014
Students who are attending college this year could save money on automobile insurance accessing the improved Quotes Pros website. New resources have been used to compile the average car insurance rates for college students inside the finder tool at http://quotespros.com/car-insurance.html.
Students can now access the rates information from national companies in the U.S. by using their university zip code. Agencies that specialize in specific areas of the country are now providing the rates information that is compiled to provide the averages.
“College students accessing our quotation system can immediately review price quotations and other information that is specific to insurers without entering vehicle identification numbers,” said a Quotes Pros company source.
Planning for a future purchase for insurance is expected to be easier when accessing the modified search tool at the Quotes Pros company this year. Because rates of multiple agencies are provided, the ability for a student to explore a wider range of rates for comparison is now offered.
“The quotation tool that we’ve designed is available for any person with a valid city zip code to use when evaluating pricing and coverage options from insurers,” said the source.
The Quotes Pros company has made changes to its platform for research to increase the policy types that are available to the public. The insurer finder tool that is now supplying average rates can be searched for life, auto, medical and renters insurance at http://quotespros.com/life-insurance.html.
The QuotesPros.com company is promoting the new series of tools that are offered on the company website to educate consumers about different insurance agency premiums available in North America. This company has a staff of researchers helping to supply portions of the content consumers now access on the QuotesPros.com website. The agency pricing and policy information now presented to the public is accurate and expected to provide better sources of independent research for the public when evaluating and comparing agencies providing coverage plans.
Horsham, PA (PRWEB) April 16, 2014
With millions of Americans having already received or soon receiving their 2013 tax refund, The Penn Mutual Life Insurance Company, a more than 167-year-old company, offers tips for getting the most out of your refund.
According to the latest IRS statistics from January 31 through March 28, 73 million tax refunds have already been distributed to Americans, averaging $ 2,831 per person. Instead of spending that large sum on a new TV, a vacation or a motorcycle, Penn Mutual offers these five ways to spend that tax refund more wisely.
Create an emergency fund. When some people are laid off or lose a job, it can sometimes take months to find new employment. A safe bet is for individuals to have at least six months pay set aside in an emergency fund.
Pay down debt. Instead of putting a tax refund toward a large purchase that creates more debt down the road, try using that money to get rid of current debt. Taking care of payments on a home, a car or other loan now will put more money in the bank later when the debt is paid down sooner.
Save for retirement. Retirement saving may get put on the back burner because of day-to-day financial obligations, but saving even a small amount each day, week or month should always be a priority. And putting that refund cash away in a retirement plan now gives it time to grow into a much larger sum in a few years.
Start a college savings fund. As the costs of higher education have skyrocketed well beyond the inflation rate, more and more young people are leaving college with massive amounts of student loan debt. Helping a child out by starting a college saving plan when theyre young will ease the stress of graduating in the 21st century.
Buy a life insurance policy. Theres no wrong time to buy life insurance its central to any sound financial plan. Not only will permanent life insurance deliver peace of mind with its death protection, the guaranteed cash value accumulation can help pay you for future needs, such as a down payment for a house, funds to open a small business, or money to pay for a wedding.
About The Penn Mutual Life Insurance Company
Since its founding in 1847, Penn Mutual has been driven by our noble purpose to create a world of possibilities. At the heart of this purpose is the belief that purchasing life insurance is the most protective, responsible and rewarding action a person can take, and is central to a sound financial plan. The company is committed to helping families unlock lifes possibilities through life insurance and annuity solutions. This is accomplished through a national network of financial professionals, who help clients make great things possible. Penn Mutual supports its field representatives with brokerage services through Hornor, Townsend & Kent, Inc. Registered Investment Advisor and wholly owned subsidiary. Member FINRA/SIPC. Visit Penn Mutual on the Internet at http://www.pennmutual.com/.
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Purcellville, VA (PRWEB) August 05, 2014
The Secure Cash & Transport Association (SCTA) announces the speaker lineup for its 2014 Conference, taking place September 24-26, 2014 at the Hyatt Chicago Magnificent Mile. The annual event supports the SCTAs mission to protect, strengthen, and unite the cash-in-transit and cash servicing industries.
Thomas Nollner from the US Treasury Department will speak on the topic of money laundering.
Alan Cox from the Financial Crimes Enforcement Network (FinCEN) will discuss the common carrier exemption.
Lance Ott, Board Member of the National Cannabis Industry Association (NCIA), will present a perspective on cash management in the legal marijuana trade.
Chris Smith, Agent of FBI Chicago, will discuss organized crime activity on CITs around Chicago.
Steve Son, Director of the Federal Reserve System Cash Product Office, will present the Federal Reserves perspective on cash management.
David Tente, President of the ATM Industry Association, will discuss ATM jackpotting fraud and risk.
In addition, Harry Markopolos, the Bernie Madoff whistleblower, will offer the keynote address and seminar in which he will impart lessons that had to be relearned by capital markets due-diligence professionals, accountants, and regulators who were unprepared during the boom years of the Mortgage Backed Securities fiasco and Bernie Madoff.
Other notable sessions and speakers include: State of the CIT Industry presented by Marcus Hagegard, CFO, Loomis US; Outsourced Vaults presented by Joe DeSalvo of GardaWorld Cash Services; Bitcoin and Virtual Currency presented by J. Brent McCauley, Partner at Barack Ferrazzano; Scams: Precious Metals, Stones, and Rare Property presented by Graham Hawkins, XL London and Gary Tredgett, Ascot Underwriting Limited; Detection of Malware, a Radical Approach presented by David Glenn, Argus Technology; New Requirements for Third Party Risk Management for Banks presented by Laura Jones, Senior VP and Director of Risk, Network, and Division Compliance, Elan Financial Services; Money Laundering Panel Discussion; Retail Industry Perspective presented by Macy’s; and CIT Industry Security Report for USA, Europe, and Latin America presented by: Mark Lowers, President of Lowers Risk Group and Andy Terrades, Director of Latin American Operations for Lowers & Associates.
View the full agenda here: http://www.securetransportassociation.org/files/SCTA-conference-2014-agenda.pdf
Details about the event and sponsorship opportunities can be found at http://www.securetransportassociation.org/sct-2014-conference/index.php
About the Secure Cash & Transport Association (SCTA):
The Secure Cash & Transport Association (SCTA) is a non-profit association established in 2013 to represent the shared interests of professionals and stakeholders in ATM servicing, cash handling/processing, transportation, and safekeeping of cash and coin throughout North America. Founding members include Cash Connect-ATM Solutions by WSFS Bank, Coin Wrap, Inc., Great American Insurance Group Fidelity/Crime Division, Griffin Incorporated, Loomis, Lowers Risk Group, Marshall & Sterling, Rochester Armored Car Company, Inc., Elan Financial Services, Willis Fine Art, and Jewelry & Specie USA. Industry groups represented by the association include armored operators, insurance providers, truck builders, financial institutions, ATM cash providers, coin wrappers, security surveys and compliance providers, and loss adjustors.
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Richmond, VA (PRWEB) July 29, 2014
The average American spends 25.4 minutes commuting to work each day, according to the U.S. Census Bureau. Weather, traffic and bad drivers can all conspire to make that commute longer, but there’s one sure way to make it seem shorter: driving a car you love. Here are the top picks from comparenow.com of the best cars under $ 10,000 for your daily commute.
Characteristics of the Best Commuter Cars:
Detroit, MI (PRWEB) July 26, 2014
Obtaining a vehicle insurance policy at a discount price can be harder for some drivers depending on the area of the U.S. where they live. The Quotes Pros company has updated the features inside of its car insurance quotes system to present all discounted policies from providers at http://quotespros.com/auto-insurance.html.
The system now built for any driver to use on the Internet includes affordable policies that are underwritten both at the local and state levels. The providers that exist inside the system are based in all 50 states and make use of driver zip codes to calculate the most affordable packages.
“A price quote that is delivered using our system is complete with the annual rate and monthly rate of a selected insurance policy,” said a Quotes Pros company source.
The system for quotations that is now active for American motorists to use is not limited based on local agencies. Because some insurance companies are now national, the types of coverage options that might be available to a driver could be quite different. The system is setup to promote liability, SR22, non owner, collector and full coverage policies.
“The pricing that is obtained while using our programmed database is completely accurate and any driver can submit more than one request for calculated pricing,” said the source.
The QuotesPros.com company is using its partners in the industry to grow its search system in place this year. There is now more than auto insurance that can be purchased for affordable prices. Companies are now delivering life, health and homeowners insurance rates at http://quotespros.com/homeowners-insurance.html.
The QuotesPros.com company is a national source of information in the insurance industry to help drivers compare and quote prices for levels of coverage. The company was one of the first to design a system that is automated and uses identifiable zip codes as search criteria. The QuotesPros.com company has added a new dimension to the process of insurance reviews and will continue this process through its programmed website.
Salt Lake City, UT (PRWEB) July 24, 2014
Craig Swapp & Associates encourages all Utahans to drive defensively this summer, particularly during Utahs 100 Deadliest Days of Driving. A disturbing trend in Utah traffic fatalities shows that the Pioneer Day holiday on July 24 is consistently the second deadliest holiday for Utah drivers. The only holiday with more roadway fatalities is the Fourth of July.
These holidays typically produce an increase in the number of people driving while fatigued, under the influence of drugs or alcohol, navigating unfamiliar roads, speeding, and traveling long distances. The combination of these factorsalong with a general increase in trafficcauses an extremely hazardous environment on Utah roads, resulting in numerous deaths.
In June this year alone, 36 deaths have been reported due to car accidents on Utah roads, which is the highest number of deaths in a given month since August of 2005. With the number of fatalities already skyrocketing this summer, Craig Swapp & Associates reminds Utah residents to use caution and to be attentive while driving.
If the event of an accident, drivers should immediately check to see if the other driver and passengers are injured. Craig Swapp also suggests calling an ambulance immediately if injuries are evident, as well as reporting the accident to local police. It is always a good idea to move damaged cars to the side of the road and use road markers or flares to warn other drivers of the accident. Craig Swapp & Associates also reminds drivers to remember their rights when involved in an accident. The law firm reminds all drivers not to admit fault at any point due to extenuating circumstances that contributed to the accident.
To assure that your rights are not violated or mistakes made, it is always best to call Craig Swapp & Associates immediately after the accident and ask for free legal advice. These experienced attorneys will guide anxious drivers through the process of collecting vital information, logging evidence, and gathering witnesses who can corroborate the events of the accident. Craig Swapp can use this information to effectively fight for client cases, while negotiating a settlement with an insurance company or eventual litigation.
Craig Swapp & Associates guarantees that if its attorneys cannot collect compensation from the insurance company for a clients injuries, there are no legal fees owed. Its that simple.
Craig Swapp & Associates offers free case reviews for car accidents, personal injuries, wrongful death, dog bites, bankruptcy, Social Security disability, and more. To learn about the other services Craig Swapp & Associates provides, visit Craigswapp.com.
About Craig Swapp & Associates
Craig Swapp & Associates are licensed to practice in nine western states and the District of Colombia, and currently has offices in Salt Lake City, Utah; Spokane, Washington; and Boise, Idaho. Its attorneys have successfully argued thousands of personal injury cases, helping clients win full and fair compensation for their injuries.
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(PRWEB) April 03, 2014
With April 15th right around the corner and many Americans expecting a tax refund, American Consumer Credit Counseling offers advice on things to consider while your tax filing is processed by the government.
The amount of time between filing taxes and receiving a return depends on the filing method. Paper filing can take up to 6-8 weeks, especially if you file on the April 15th deadline. Alternatively, E-filing can take up to 21 days and allows users to check the status of their refund online by visiting http://www.irs.gov and submitting their social security number, filing status, and refund amount.
Regardless of how Americans plan to file this year, we encourage consumers to take advantage of the time between filing taxes and receiving their refund, said Steve Trumble, President and CEO of American Consumer Credit Counseling. This time period provides the perfect opportunity to plan ahead, think about how to spend your refund, and work towards financial stability.
The tax season began over six weeks ago and the IRS has paid out more than 48 million refunds, totaling $ 147 billion. Between January 31 and February 28, those Americans who received a refund earned $ 3,034 on average back from the IRS, marking a 3 percent increase compared to the same period last year.
For those consumers who still need to file their taxes, or for those who are waiting for their taxes to be processed, there are considerations to make while anticipating a tax refund and ways to best utilize that return.