(PRWEB) April 03, 2014
With April 15th right around the corner and many Americans expecting a tax refund, American Consumer Credit Counseling offers advice on things to consider while your tax filing is processed by the government.
The amount of time between filing taxes and receiving a return depends on the filing method. Paper filing can take up to 6-8 weeks, especially if you file on the April 15th deadline. Alternatively, E-filing can take up to 21 days and allows users to check the status of their refund online by visiting http://www.irs.gov and submitting their social security number, filing status, and refund amount.
Regardless of how Americans plan to file this year, we encourage consumers to take advantage of the time between filing taxes and receiving their refund, said Steve Trumble, President and CEO of American Consumer Credit Counseling. This time period provides the perfect opportunity to plan ahead, think about how to spend your refund, and work towards financial stability.
The tax season began over six weeks ago and the IRS has paid out more than 48 million refunds, totaling $ 147 billion. Between January 31 and February 28, those Americans who received a refund earned $ 3,034 on average back from the IRS, marking a 3 percent increase compared to the same period last year.
For those consumers who still need to file their taxes, or for those who are waiting for their taxes to be processed, there are considerations to make while anticipating a tax refund and ways to best utilize that return.
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Falmouth, ME (PRWEB) June 30, 2014
Even though the Great Recession forced most U.S. households to tighten their belts, many Americans still face large amounts of unwanted personal debt.
Some people have mortgages they cant afford, others grapple with student loans, and countless individuals deal with recurring credit card debt year after year.
Its easy to pinpoint the cause of debt if there were circumstances beyond your control, like job loss or large medical bills due to a serious illness or injury, says Judy Sorensen, president of the Association of Credit Counseling Professionals (ACCPros).
But whats less obvious to many Americans is why they keep falling back into debt because of their own financial mistakes.
According to Sorensen, here are 10 possible reasons you might find yourself repeatedly struggling with unmanageable debt.
West Midlands, United Kingdom (PRWEB UK) 23 June 2014
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Ogden, Utah (PRWEB) March 19, 2014
Bankruptcy is a frightening prospect and anyone considering filing for it will naturally have questions. The Law Office of Roy D. Cole wanted to provide a no-risk, no-obligation way for people to get answers to their specific bankruptcy questions. That’s why they’ve made all initial bankruptcy consultations free. Individuals or families thinking about filing bankruptcy in Utah now have a bankruptcy attorney accessible who will review their situation and advise them on the best course of action at no cost. Appointments can be made by phone or via the website.
During the initial consultation with Ogden Utah bankruptcy attorney Roy Cole participants will learn about the different types of bankruptcy, how each is used, the relative pros and cons, and which applies best to their situation. A Chapter 7 bankruptcy is an opportunity to wipe out all debt while a Chapter 13 is a debt restructuring. These two forms of bankruptcy apply to most obligations with the exception of alimony, child support, and federally insured student loans. There are specific qualification criteria for both Chapter 7 and Chapter 13.
Historically, the most common bankruptcy questions revolve around houses and cars. Attorney Roy Cole will explain the impact of bankruptcy on your home, mortgage, car, car loans and other assets. Anyone who is behind on their mortgage and has received a foreclosure notice is strongly encouraged to take advantage of the complimentary consultation where Roy Cole can explain how a bankruptcy may be able to stop the foreclosure process and keep families in their homes.
The consultation will also cover the bankruptcy filing process so that individuals know what to expect if they choose to move forward. An experienced Utah bankruptcy attorney will be able to estimate the time the filing will take and the fees associated with it based on similar cases they’ve handled locally. They will also be able to explain the services provided by a bankruptcy attorney and why working with a lawyer typically results in better outcomes for the client.
Anyone residing in the Ogden area and considering filing personal bankruptcy is encouraged to visit the Law Office of Roy D. Cole website to learn more about Roy Cole and the bankruptcy law and process in Utah.
About Law Office of Roy D. Cole
Roy Cole has been practicing as a bankruptcy attorney in Utah since 2000. Specializing in bankruptcy and helping clients with debt problems and creditor harassment, the Law Office of Roy D. Cole offers free bankruptcy consultation for their clients in Ogden Utah and the surrounding areas. The legal professionals at the Law Office of Roy D. Cole know how the Utah courts and criminal justice system operates ensuring their clients interests and rights are protected. Other legal services provided include criminal, family, and personal injury law.
Law Office of Roy D. Cole
2550 Washington Blvd, Suite 201
Ogden, UT 84401
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New Jersey, Pennsylvania (PRWEB) June 09, 2014
Mr. Strokoffs verdict was on behalf of Ms. Dufalo, a 68 year old injured in the car accident. Ms. Dufalo underwent an open surgery to repair a torn rotator cuff and labrum. She also suffered a cervical spine injury. Ms. Dufalos doctors testified that her injuries caused her permanent right shoulder, neck and right arm pain, along with pain and weakness in her right hand following the accident.